Monday, May 6, 2019

When and How to Update Your auto car Insurance Policy

When to Update Your Auto Insurance Policy
Everyone's circumstances and auto insurance policy are different. Your coworker may update their policy every three months, but you may only need to revisit yours once a year. In general, though, there are a few moments when it's typically a good idea to update your policy (or at least give your insurance company a call). check others news

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There's a new driver in the household
Is your teen running through the house yelling, "Freeeddommm?" Sounds like you've got a new driver on your hands! Congratulations! Here's what you need to know. Oftentimes, your current policy will cover a young driver while they have a learner's permit without you having to add them to the policy, but it depends on your state's insurance requirements.



Once they get their driver's license, though, you'll want to officially add them to your insurance policy or help them purchase a separate policy. Insurers generally require that all drivers living in the household are listed on a policy, so adding your new driver to this list could help prevent disaster later on if your teen ends up being involved in an auto accident within the first few days of their newfound automotive freedom. Learn more about insuring a teen driver.

You're moving across town or to a new state
If you're moving (but staying within the same state) a new garaging address could mean a lower auto insurance rate. In addition to helping you qualify for lower premiums, a new location could also help you qualify for a Homeowner's Discount* of up to 15% if you're buying a home, townhouse, or condominium!

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